University of Mary Hardin-Baylor Employee Handbook

Life Insurance

A life insurance/accidental death and dismemberment policy is available for purchase by each employee on a cost-sharing basis with the College. This policy is effective on the first day of the month following 30 days after your date of hire, provided you decide to purchase the coverage.

As a newly hired employee, you are guaranteed the right to purchase life insurance regardless of any health issue or concern. If you choose not to enroll in the life insurance plan as a new hire, you may be required to submit evidence of medical insurability if you subsequently decide to purchase the life insurance. You may or may not be granted access to this policy by the insurance carrier. 

In the event of your death as an employee of Berea College, your designated beneficiary will be paid an amount equal to 1 1/2 times your current base salary (rounded to the next higher $1000), up to a maximum of $250,000. Those employees working past age 65 should consult with Human Resources regarding age-related reductions in this policy. For further information on your life insurance and accidental death and dismemberment benefits, see your insurance plan booklet.